At Discount Landlord, we understand that being a landlord isn’t always plain sailing, that’s why we have a range of products to help you protect your investment and income.
Does Rent Guarantee & Legal Expenses Insurance cover me if the tenant defaults on their rent?

Yes, we pay monthly rent up to £2,500 for up to 6 months or £15,000 (whichever is the lesser amount).

What about eviction and legal proceedings?

We cover the cost of legal advisors, solicitors and court fees of up to £25,000 per claim.

How many tenants can I cover?

You can cover up to 5 tenants per a policy.

Can I get legal expenses only cover?

Yes, we also offer legal expenses only policies from as little as £39.00 per annum.

How long does the policy cover me for?

You can choose between 6 or 12 month policies (with or without excess).

What’s the catch?

There isn’t one! We however stipulate that your tenants must be fully referenced by either Discount Landlord or a referencing company approved by ourselves. For professional tenants however we will accept our 4-point check, click here for more details. 

How do I cancel my policy?

We hope you are completely delighted with your policy; however if you decide you do wish to cancel it, please contact us immediately.You must do this in writing to either info@discountlandlord.co.uk or The Business Exchange, 26/28 Hammersmith Grove, London, W6 7BA.

You have 14 days from the start of your policy, or from the day you receive your documents, to decide if this product meets your needs. If you choose to cancel this policy within this period, and no claim has been made, we will refund the policy, charging you only for time on cover. Cancellations made after 14 days of the start date will be subject to cancellation fee of up to £35. We will also retain a pro-rata premium for time on cover. For instance, if you paid £200 for a policy and cancelled this half-way you will be entitled to a refund of £100 for the unexpired portion of the policy less the cancellation fee of £35 (total refund in this instance would be £65). Please note any administration fees charged for policy set up are non-refundable if cancelled after the 14 days cooling off period.
However on certain policies, such as Legal Expenses & Rent Guarantee Insurance, there is no refund payable after the 14 days and no cancellation fee will be charged. Where this is applicable it would be highlighted on your policy wording.

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