Rent Guarantee & Legal Expenses Insurance
We offer a flexible range of Rent Guarantee and Legal Expenses Insurance products, giving landlords peace of mind that even if the tenant defaults, they will always have enough money to pay their bills.
The policy also provides cover against unwanted legal fees and the cost of tenant disputes and eviction.
- Legal advisors costs up to £25,000 per claim.
- If the tenant(s) defaults, we pay monthly rent up to £3,000 for up to 6 months or £15,000 (whichever is the lesser amount)
- Policy matched to your specific property and tenancy address
- No excess option
- Cover up to 5 tenants per policy
Cover is available from as little as
£62.00 for 6 months cover
£110.00 for the whole year
We also offer Legal Expenses Only cover from as little as £45.00 per annum.
Or call 0800 294 4522 one of our team will be happy to help!
The 4 point check is:
- Identification from the tenant, including a clear photograph;
- Either a utility bill or bank statement;
- Credit check – clear of CCJ’s, bankruptcies & indicating confirmation of residency;
- Confirmation of employment – a written employers’ reference on company letter headed paper confirming the tenant’s permanent and current employment and that their salary is at least a multiple of 2.5 of the Tenant’s Rent (the documents should be no more than one month old from the start of the tenancy).
* Please note that if the 4 point check is applied & is in place, there will be no need to do a ‘Full Profile’ reference check – though in the event of a claim, the responsibility lies with the insured to produce the appropriate documents. A 4 point check is only applicable if the tenant(s) have not yet moved into the property before the first continuous policy is incepted.