We provide competitive landlord insurance quotes to the private rented sector for properties let to professionals, students, DSS tenants and even unoccupied properties.

Landlord insurance

At Discount Landlord, we search the market to find the best Landlord Insurance policy to suit your needs, at a price that’ll suit your budget too! We cover a wide range of buy-to-let properties, including houses, flats, bedsits and HMOs.

Policy benefits include:

  • Loss of rent cover is 30% of the buildings sum insured.
    Loss of rent covers the income you may lose as a result of your tenant(s) no longer paying rent as a result of your property becoming uninhabitable due to an insured event such as fire or flood.
  • Employers Liability to £10 million.
    Employer’s Liability protects against the cost of compensation claims for accidental death, bodily injury, illness or disease to an employee, which are sustained at work.
  • Property Owner's Liability £5,000,000.
    Property Owner’s Liability covers you for any costs or damage which may be awarded to a member of the public if they suffer an injury on or linked to your premises.
  • Contents cover up to £40,000.
    Covers possessions belonging to the landlord, such as furniture, which may be in the property.
  • Insurance cover is 'new for old'.
    ‘New for old’ is an insurance term which means that if your possessions or contents are damaged, the insurer will pay out to replace it in full. So, even if the exact item is no longer available, you should still receive enough for you to buy a new, similar item.
  • Replacement lock cover after a theft.
    Covers the cost of replacing locks and keys after a break in or burglary.
  • £250 for buildings and £100 for contents.
    The contribution you may have to pay towards a claim.


Did you know?

We are also able to provide cover for landlords fixtures and fittings for purpose built flats, meaning that permanent items in your property such as baths and fitted kitchens will be protected.

Call us on 0800 294 4522 for a quick quote today!

About your policy

Please click here to read or download the Key Facts & Policy Wordings for the insurance products we offer.
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