What types of commercial property do you insure?
We insure a wide range of commercial properties, including shops, retail outlets, offices, hairdressers and beauticians, restaurants (including cafes and fast food takeaways) and much more!
My property is residential and commercial combined, can you still help?
Yes, we provide insurance cover for combined commercial and residential portfolios throughout the UK, including offices, shops and restaurants with flats above. This includes commercial properties where the landlord lives above.
What if my property is unoccupied?
We are also able to provide cover for unoccupied properties, ask our friendly team will be happy to find the right policy to match your needs.
Does it cover loss of rent?
Yes, our policies can cover up to 33% loss of rent (subject to additional premiums).
Do I need separate property owner’s liability insurance?
No, our policies cover property owner’s liability up to £2,000,000 (may be subject to additional premium).
Can I insure more than one property?
Yes, our portfolio/block policy insurance is perfect for those wishing to cover their assets under one easy to manage policy – and make big savings at the same time!
Our portfolio / block insurance policy allows you to easily add or remove properties mid-term and renew all your properties at the same time.
How do I cancel my policy?
We hope you are completely delighted with your policy; however if you decide you do wish to cancel it, please contact us immediately.You must do this in writing to either firstname.lastname@example.org or The Business Exchange, 26/28 Hammersmith Grove, London, W6 7BA.
You have 14 days from the start of your policy, or from the day you receive your documents, to decide if this product meets your needs. If you choose to cancel this policy within this period, and no claim has been made, we will refund the policy, charging you only for time on cover. Cancellations made after 14 days of the start date will be subject to cancellation fee of up to £35. We will also retain a pro-rata premium for time on cover. For instance, if you paid £200 for a policy and cancelled this half-way you will be entitled to a refund of £100 for the unexpired portion of the policy less the cancellation fee of £35 (total refund in this instance would be £65). Please note any administration fees charged for policy set up are non-refundable if cancelled after the 14 days cooling off period.
However on certain policies, such as Legal Expenses & Rent Guarantee Insurance, there is no refund payable after the 14 days and no cancellation fee will be charged. Where this is applicable it would be highlighted on your policy wording.
Call us now on 0800 294 4522 for all your Commercial Property Insurance needs!