Let property insurance status worry

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People with let property insurance should be wary about their tenants’ use of social media, as their statuses could put the property at risk of burglary.

As part of UK Home Security Week, Friedland has revealed that four-in-five (78 per cent) of ex-burglars interviewed said that they strongly believe that sites like Facebook and Twitter are helping thieves target victims.

Whilst loss of contents may directly cost the landlord, they may be more worried about having to claim on their let property insurance to pay for the damage done to the house when the burglar was breaking in.

To help protect against break-ins, Jonathan Lim from the security company advises that landlords should cut back trees and shrubs to remove hiding places and install a burglar alarm to deter thieves from attempting to access the property.

You should be able to pick up a burglar alarm for around £100 and 78 per cent of the ex-burglars questioned by Friedland admitted that a simple home alarm system would have prevented them from targeting a property in the first place.

The poll also reveals that very few house thefts are opportunistic affairs – 80 per cent have been planned, with numerous visits to target properties taking place before the actual break-in. The former thieves questioned by the security company also indicate that people with landlord insurance may want to be wary of their property appearing on Google Street View, as 74 per cent of those polled reckon that the application plays a role in today’s home thefts.

To save yourself from having to make a let property insurance claim, you could also make sure that your tenants are aware of common traits that can aid burglars.

According to the survey, 94 per cent leave windows open, whilst 78 per cent leave valuables in easy view of passers by. 52 per cent made the mistake of hiding keys near doorways, whilst 54 per cent put their status and whereabouts on social media sites, and with a burglary taking the same length of time as a quick nip to the corner shop – around ten minutes – any update about going out could leave you having to claim on your buy to let insurance.

Dave Cording is the deputy chief executive for Crimestoppers and he notes that the organisation is “pleased to support Friedland on this year’s UK Home Security Week and appreciate the importance of bringing home security to the forefront of people’s minds”.

28th September 2011