Your rights to inspecting and viewing your property as a landlord

One of the main causes of tensions or arguments between landlords and their tenants are often misunderstandings of the landlord’s right to inspect or view the properties which they let. It can sometimes feel as though the rights the tenants and landlords have are in direct conflict of each other, however provided that everyone understands their positions disputes can be avoided and tensions quashed before they even arise. As a landlord there will be times where you want to or …

Buy-to-let landlords must take tenant affordability into account

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While demand for rental property remains strong, landlords always have to be mindful of tenants’ ability to pay higher prices, according to the Scottish Housing Regulator. Returns achieved by landlords in Scotland remain highly competitive when compared to other asset classes, the latest figures show. The average monthly rent in Scotland hit £574 in September, the latest data from Your Move Scotland reveals. However, with rental price inflation running ahead of general inflation as measured by the consumer price index, …

Top tips to maintaining a good relationship with your tenant!

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Maintaining a good relationship with your tenant is key to successfully letting out your property. A happy tenant is more likely to become a long-term tenant who looks after your property or a tenant who refers other tenants to you. Therefore it is a smart business move to ensure you have a good relationship with your tenant. Here are some tips you can take to make it happen: Go through the conditions of the contract making it clear what the …

What to do if you are unhappy with your letting agent?

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There are many reasons why you might be unhappy with your letting agent, these might arise from the type of tenant your letting agent found you or not managing the property in the way promised. As most letting agents charge a fee for managing the property, this can of course lead to you feeling angry and upset. However, remember to take a step back and deal with the situation in the right way. Here are some steps you can take …

WHAT OUR CUSTOMERS SAY ABOUT US

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Discount Insurance is a company committed to chasing down the best deals on the market for our customers. We have a great range of insurance products available at highly competitive rates, including Home, Landlord, Travel, Pet, Caravan, Income Protection and much more. We are also committed to providing the best customer services for our customers; our dedicated and knowledgeable customer service teams are here to make your experience as stress free as possible and to meet all your insurance needs …

What is the most expensive city to rent a home?

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Looking for a place to live in a metropolis can be a very difficult and expensive task. Most of us have to tackle this task in order to be closer to better job markets and better opportunities. The western world is well known for luxurious and expensive rents, but surprisingly the most expensive city is located in China, Asia. Beijing holds the record for the world’s most expensive city, where the rent costs eats up roughly 123% of the average …

Good news for property buyers as Government may ban ‘gazumping’ 

Discount Landlord

The practice of ‘gazumping’ could be banned by the government after discussions were held on whether to bring forward the point at which house sales become legal, in line with Scotland. The move could prevent many property sales falling through, with 18% or around 200,000 transactions collapsing on average each year. A major reason for this is buyers outbidding others who have already had an offer accepted, known as gazumping.

National Park properties still command a price premium

Landlord Insurance News

Many home owners in the UK are still searching for a property in an idyllic green setting, according to new research. The average sale price for a detached house within a National Park or Area of Outstanding Natural Beauty (AONBs) is £450,000, analysis from Savills has revealed. On the other hand, the value of a property in the same county but not in the park or AONB is an average of £347,000.

Five pitfalls to avoid as a buy to let landlord

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With property prices rising and more and more people renting than in previous generations, buy to let can seem like an easy way to make money! However, it is not as simple as that, and there is a great deal to think about when letting a property. Here are the five pitfalls to avoid: 1. Being unaware of tax If your total income for the tax year as a landlord is above the personal allowance threshold of £10,600, you will …