House prices have stopped falling - but the fact they have also stopped rising perhaps gives some indication as to why the rental sector is currently in such good health for property owners with landlord insurance.

Put simply - nothing is moving in the sector.

In part it may well be the difficulty many people are having getting access to mortgages.

Some of it also might be due to potential sellers waiting on prices to go up before marketing their home - while buyers are looking for the reverse.

Indications of this can be found in the latest data from Land Registry which shows prices in England and Wales increased by 0.8% between March and April.

However, other figures it issued at the same time show an annual price decrease of 1.3% which takes the average property value in England and Wales to £163,083.

Just two regions in England and Wales saw increases in average property value over the last 12 months - with the highest annual price change in London at 5%.

Exclude the capital and the housing market is asleep - which has to be great news for landlords.

The fact so many people are choosing to steer clear of buying at the present time means a large number are renting while they bide their time.

This is reflected as one of the reasons for the high demand for rented property.

With such demand on the rental sector, landlords need to look after the property they rent out so it can continue to bring in financial rewards no matter what might happen.

Get a landlord insurance quote and see what cover options are available to you.